Welcome to Paycheck Loans
, Louisiana’s fastest loan service! We are happy to provide Monroe, La., and the surrounding areas with quick and easy loans. Here, you will never have to worry about a wait or complicated process. Visit our locations page for more information and easy directions to all of our locations.
Paycheck Loans prides itself on our excellent customer service and commitment to our customers. Our long hours are convenient, so that you are never without the cash you need. We offer more money for more days than most other loan businesses, and we can even offer $350 for up to 30 days.
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APR varies from 190% to 1350% and is based on state laws, loan term and loan funding date.
Financial Implications: You may be assessed a return item charge if any check or electronic payment we submit on your behalf is returned unpaid. You may also be assessed an amount not to exceed 36% per annum for the first year following the due date. Thereafter, any interest charged shall not exceed 18% per annum.
Collection activity: We may attempt to collect any delinquent amount through our collection practices, which include but are not limited to contacting you by phone, mail, SMS or email. We may also exercise our rights outlined in our loan agreement.
Impact on your credit score: We currently report delinquent loan activity to one major credit bureau, Experian. Failure to make timely payments on your loan may reduce your score with such agencies and prevent you from receiving credit or other services from a provider that uses such agencies.
Renewal of your loan: We do not automatically renew any of our loans. Where refinances or renewals are available you may obtain a refinance or renewal of your loan by visiting our offices on or before your due date. In connection with any renewal or refinance you will be required to sign new transaction agreements for such renewed or refinanced transaction and our standard rates for loan transactions will be assessed on such renewal or refinance.